0207 1833 604
Read more (click to expand)
Income Protection Insurance is a flexible form of insurance based on the insured’s individual needs. Therefore, everyone can find something for themselves. As a rule, the policy does not pay out more than 65% of the insured’s regular income, but it is paid every month until the insured is able to return to work. Therefore, the policy forms a solid support for the family budget in emergency situations.
In the UK market, we distinguish between short-term (lasting maximum two years) and long-term insurance (pension). With long-term insurance the continuity of the provision payout lasts until you reach retirement age or until you are 70 years old. In other words, with short-term insurance the indemnity can be paid out until the insured is able to return to work, however, his/her inability to work cannot last longer than two years. With long-term insurance, the pension can be paid out even over many decades.
The benefits arising from Income Protection Insurance:
- Financial protection during the period of illness/injury
- Monthly indemnity payout
- Wide choice of insurers
- No need for unnecessary formalities
- High indemnity
- Financial independence
- No medical examination requirement
- Affordable prices
- Fast payout
If you wish to find out how much your premium would be, talk to our consultant. The consultations in our company are at our expense, so do not hesitate and start protecting your earnings and your family whilst you still have time – you are more than welcome to contact us!