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Life Insurance

A life insurance policy is a form of insurance which, in the event of the  death of its owner (the insured person), will provide financial protection to the insured’s close people. ‘Close people’ refers to any person (persons) who has been indicated by the insured in the policy and to whom the indemnity will be paid in the event of the insured’s death (the policy’s owner).

Owing to the above, the insured person is certain that his/her passing with fewer difficulties, with sufficient financial resources not only for living in dignity but also for covering the costs of, for example:

  • funeral organization,
  • repatriating the deceased,
  • further credit repayment drawn by the insured,
  • repayment of other liabilities (telephone, Internet, rent, taxes, cable TV, etc.).

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In the event of the death of the main breadwinner, the problem arises of how to provide the financial resources required for her/ his loved ones. Thus, life insurance seems to be the only sensible solution in such a situation. Furthermore, its cost can be tailored to the insured’s financial resources as there is the possibility to determine the insurance sum (the amount at which you are insured).

An additional benefit of life insurance is the possibility of indicating a person to whom the indemnity will be paid. It speeds up and facilitates the process of transferring the money from the policy.

‘Life insurance is not a must but an obligation that you owe to your loved ones, for this insurance protects your family in the event of your death or serious illness’, John B., Birmingham)

If you already have life insurance but you do not understand how it works, or if you are not sure whether it offers the right guarantee, please do not hesitate to contact us for free consultations.

The key aspects of a Life Insurance Policy:

  • Indicating a person to whom the payment will be made
  • Financial protection of your dependants
  • A wide range of insurers
  • No unnecessary formalities
  • After-sales service
  • High indemnity
  • Individual approach
  • Affordable prices
  • Fast payout

If you would like to find out how much your premium would be, talk to our consultant. Our consultations are free, so do not hesitate and start protecting your family today whilst you still have time – you are more than welcome to contact us!

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