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A life insurance policy is a form of insurance which, in the event of the death of its owner (the insured person), will provide financial protection to the insured’s close people. By ‘close people’ it is understood any person (persons) who has been indicated by the insured in the policy and to whom the indemnity will be paid in the event of the insured’s death (the policy’s owner).
Owing to the above, the insured person is certain that his/her family will endure his/her death in an easier way, for they will have sufficient financial resources not only for living in dignity but also for covering the costs of, for example:
- transporting human corpse,
- burial organization,
- further credit repayment drawn by the insured,
- repayment of other liabilities (telephone, Internet, rent, taxes, cable TV, etc.).
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In the event of the death of the main breadwinner, there arises a problem as to how to provide the financial resources needed for her/ his loved ones. Thus, the life insurance seems to be the only sensible solution in such a situation. Furthermore, its cost can be tailored to the insured’s financial resources as there is a possibility to establish the insurance sum (the amount at which you are insured).
The additional asset of the life insurance is the possibility of indicating a person to whom the indemnity will be paid. It speeds up and facilitates the process of transferring the money from the policy.
‘Life insurance is not a must but an obligation that you owe to your loved ones, for this insurance protects your family in the event of your death or serious illness’, John B., Birmingham)
If you already have insurance but you do not understand how it works, or if you are not sure whether it offers the right guarantee, please do not hesitate to contact us for free consultations.
The key aspects of the Life Insurance Policy:
- Pointing out a person to whom the payment will be made
- Financial protection of our dependants
- A wide scope of insurers
- No unnecessary formalities
- After-sales service
- High indemnity
- Individual approach
- Affordable prices
- Fast payout
If you would like to find out how much your premium would be, talk to our consultant. The cost of the consultations are the companies expense do not hesitate and start protecting your family today whilst you still have time – you are more than welcome to contact us!