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Life Insurance

A life insurance policy is a form of insurance which, in the event of the death of the insured person, will provide financial protection to the insured’s close people. The term ‘close people’ refers to any person (persons) who has been indicated by the insured in the policy and to whom the indemnity will be paid in the event of the insured’s death.

Thus, the insured person is certain that his/her passing away will entail fewer difficulties and sufficient financial resources will be provided to his/her closest ones not to ensure their life in dignity but also to cover the cost of, for example:

funeral organization,
repatriating the deceased,
further repayment of loans drawn by the insured,
repayment of other liabilities (telephone, Internet, rent, taxes, cable TV, etc.).

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In the event of the death of the main breadwinner, the problem arises of how to provide the financial resources required for her/ his loved ones. Life insurance seems to be the only sensible solution in such a situation. Furthermore, its cost can be tailored to the insured’s financial possibilities as there is an option to define the insurance sum (the amount which you are insured for).

An additional benefit of life insurance is the possibility of indicating a person to whom the indemnity will be paid. It speeds up and facilitates the process of transferring the money from the policy.

‘Life insurance is not a must but an obligation that you owe to your loved ones, for this insurance protects your family in the event of your death or serious illness’, John B., Birmingham)

If you already have life insurance but you do not understand how it works, or if you are not sure whether it offers the right guarantee, please do not hesitate to contact us for free consultations.

The key aspects of a Life Insurance Policy:

Indicating a person to whom the payment will be made
Financial protection of your dependants
Wide choice of insurers
No unnecessary formalities
After-sales service
High indemnity
Individual approach
Affordable prices
Fast payout

If you wish to find out how much your premium would be, talk to our consultant. Our consultations are free, so do not hesitate and start protecting your family today whilst you still have time – you are more than welcome to contact us!

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