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ubezpieczenie over 50

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OVER 50s Life Insurance in the UK

Over 50s Life Insurance is an indefinite (lifetime) form of insurance assigned to those between the ages of 50 and 80. As it does not require the analysis of the insured’s health condition, it is a perfect solution for people having medical problems.

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This policy helps to cover the costs of medical treatment and it is paid to the insured’s family after her/his death. Thus, it protects both the insured’s family and his/her health.

The policy contains a two-year insurance risk exclusion which signifies that the insurer will pay out a full indemnity if the policy lasts more than two years.

In the event of the insured’s death within the period of two years from the time when the policy was formulated, her/his loved ones will receive 150% of paid premiums. If, however, the insured loses her/his life as a result of an accident, the paid premiums will be fully reimbursed.

In case it has been more than two years from the time when the policy was formulated and the insurer is diagnosed with a serious illness (e.g. cancer or Alzheimer’s disease), or the insured suffers from a serious personal injury (such as limb amputation, stroke, dementia, blindness, organ transplantation) being a result of an illness/ accident, the insurer will pay out 25% of the insurance sum (the amount at which you are insured) while the insured will still be protected by the policy.

The benefits arising from the Over 50s Policy (Insurance):

  • Financial protection of the insured’s health
  • Financial protection of the insured’s close relatives
  • A wide scope of insurers
  • No need for unnecessary formalities
  • High indemnity
  • A life-long protection
  • No medical test requirement
  • Affordable prices
  • Fast payout

If you would like to find out  how much your premium would be, talk to our consultant. The cost of the consultations are the companies expense thus do not hesitate and start protecting your and your family health today whilst you still have time- you are more than welcome to contact us!

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